1. Place into a small pot on medium-low:

• 16 oz - Refried beans (1 x 16 oz can)
• 1/3 cup - Mild salsa or sauce
• 1/4 tsp - Chipotle chile powder
• 1/4 tsp - Kosher salt

Note: Any mild salsa / sauce works. Taco Bell mild / hot is good.

Stir until well mixed. You can bump up the heat if you think the beans are "watery."

2. Line a pan with foil, place scoop chips face up.

Note: The "scoop chips" are the secret here. Tostito Oven Baked Scoops, or Tostito Multigrain Scoops are both great.

3. Flick refried beans over scoop chips.

4. Grind 8-12 oz of Colby & Monterey Jack cheese, sprinkle over scoop chips.

Is grinding the cheese worth it over the big bags of mixed cheese? Yes.

5. Place in 375F oven for 5-10 minutes, until cheese is melted.

Total time: 15-20 minutes

Extra toppings:

• Chopped chicken
• Sliced steak
• Jalapenos
• Lettuce
• Tomatoes
• Guacamole
• Sour cream
• Hot sauce